Now in early access

Pay smarter.
Stress less.

Cardue tracks your credit cards, tells you exactly what to pay and when — so you never pay interest or miss a due date again.

iPhone and Android. One account, all your cards.

Your bank logins are never stored No card required to join
The solution

Everything you need in one clear view

Balances, due dates, utilization and APRs — sorted by what needs attention first.

Smart Pay amount
Cardue works out the exact payment that avoids interest and keeps your utilization at your target — not just the minimum, not blindly the full balance. Statement, full and minimum sit side by side, so the trade-off is visible before you pay.
Auto-sync via Plaidcoming at launch
Connect your cards securely through Plaid and let statement balances, due dates and minimums update themselves. Until it lands, everything can be entered by hand in seconds — including a bank that isn't on the list.
Utilization tracking
See utilization across every card in real time, with your own target line. Cardue names the one card to reach for on your next purchase — the one that protects your score.
Payment reminders
A notification before the due date with the right amount already calculated — not a generic "your bill is due" alert you'll swipe away and forget.
How it works

Up and running in 2 minutes

Step 01

Add your cards

Pick the bank, drop in the limit, balance and due date — a card takes under a minute. When Plaid goes live the same cards start updating themselves. Your bank login is never stored by Cardue.

Step 02

See everything in one place

Cards, rent, utilities, subscriptions and car payments in one list, sorted by priority. Anything due within three days turns red before it becomes a late fee.

Step 03

Pay the smart amount

Cardue tells you exactly what to pay on each card, and what it does to your utilization. No interest, no score damage, no guesswork.

Inside the app

Your cards, ranked by what's urgent

One list. Every card with its due date and statement balance, the closest deadline in red at the top. Swipe a row to mark it paid — no menus, no digging.

  • Three days out turns red. Deadlines stop being something you have to hold in your head.
  • Utilization per card and overall, against the target you set — 9% by default.
  • Swipe to mark paid — or drop to the minimum when the month is tight.
  • Intro APR is tracked separately from the regular rate, with the date the 0% window closes.
The problem

Managing credit cards is surprisingly hard

Not because the math is difficult. Because it's spread across five apps, three due dates and one bad week.

Missed payments
Due dates pile up across multiple cards. One slip and you're hit with a fee and a score drop that takes months to undo.
What do I even pay?
Minimum? Full balance? Statement balance? The three are not the same, they cost different money, and most people guess — and guess wrong.
Silent interest charges
Paying just the minimum feels safe. It isn't. Interest compounds fast and quietly, and nothing on the statement tells you what it's costing.
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US banks in the picker — plus any name you type
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Payment amounts shown per card: statement, full, minimum
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Default utilization target — change it per card
Whatever's in your wallet

Every card you carry, in one place

Personal or business, big bank or credit union, a fintech card that launched last year. Cardue ships with 48 US issuers ready to pick and takes a free-text name for anything else — so no card gets left out of the picture.

Chase Amex Citi Capital One Discover Wells Fargo Bank of America US Bank PNC Apple Card Navy Federal SoFi 36 more, or type your own

Be the first to try Cardue

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